Yes, usually all arrangements may be made in advance. When you plan ahead, you will be able to consider the many options available. You will have the opportunity to make an informed decision about your funeral and cemetery arrangements, and the form of memorial you prefer. You will be able to make choices that are meaningful to both you and your family, and you will gain peace of mind knowing your family and friends will be relieved of the emotional and financial burden often associated with making arrangements when a death occurs. By pre-arranging your funeral and cemetery services, you benefit by purchasing at today's prices, free from inflationary pressures in the future. Be sure to check whether the contract of your local provider guarantees prices. Your local prearrangement provider can help you pre-plan.
Yes, as a convenient method of payment, most quality funeral homes will allow for an insurance assignment. This assignment transaction is processed by the funeral home, releasing only the funeral expenses to the funeral service provider, and with any remaining balance going directly to the beneficiary. The insurance assignment is an effective, convenient means in which to cover funeral expenses. Keep in mind that it's very important to speak with your local funeral provider, to ensure that your insurance policy is applied to the type of funeral service you want. Simply having life insurance will not make the important decisions that must be made in regard to your funeral -- which funeral home will take care of the service, what type of service will be held, how much will be spent on the funeral service, etc.